I know, I know-- jobs are hard to come by these days, but I thought maybe this was worth mentioning, mostly because I recently talked to a friend who didn't know she had a Flexible Spending Account (FSA), and of course, I was horrified by this since it's a great way to use pre-tax money on healthcare needs. If you have a full-time job, there are probably MANY benefits that you're not taking advantage of. If you were asleep during employee orientation, you could be losing valuable benefits every month! A large percentage of full time employees don’t even know the full extent of what their companies offer in terms of benefits. Visit your HR department to find out more about transit benefits like commuter checks, tax free savings programs for health benefits, and tuition reimbursement. You’ll never know if you don’t ask!